Includes bibliographical references and index.

1. Introduction
2. The Commercial Banking Industry
3. Bank Assets Management
4. Banking Management
5. Structure of Commercial Banks
6. Salient Features of Deposit Schemes
7. Traditional Banking Activities
8. Interest Rate Management Procedures
9. Investment Banking Management
10. Banking: Credit Risk Management
11. Risk-Based Analysis of Banks
12. The Demand for Money in Bank
13. Technology in Banking Sector

A commercial bank is a type of financial institution that provides services like accepting deposits, making business loans, and offering basic investment products. The term commercial bank can also refer to a bank, or division of a large bank, which precisely deals with deposits and loan services provided to corporations or large or middle-sized enterprises as opposed to individual members of the public or small enterprises. Commercial banks are apparently the largest source of financing for private capital investment in a nation, especially, like, India. A capital investment can be defined as the purchase of a property with the purpose of either producing income from the property, increasing the value of the property over time, or both. Similar capital purchases made by enterprises may involve things like plants, tools and equipment. Commercial banks are very important and essential for the growth and development of a country as well as for providing a good quality of life for its citizens. In view of the dynamic, highly competitive, highly regulated, and rapidly changing banking industry, bank managers need to adopt modern financial management decision-making process using appropriate and up-to-date modern management techniques, models and tools for adjusting to changes and creating value-added services that match customers' needs and wants. This book examines the theoretical concepts underpinning the operation of commercial banking in the form of financial intermediation and the unique role of banks in the economy. The structure of the financial system and problems posed by managing commercial banks in today's environment are given real-time practical applications that assess the performance of financial institutions from a creditor's, investor's and regulator's viewpoint.

College of Business and Accountancy Bachelor of Science in Business Administration major in Financial Management

Text in English